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Card machine Merchant Rentals


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 I am with Sage Pay and they are the best in this field for price and customer service. I bought the machine outright £239 including VAT. no contract and can leave at any time, it cost me about £10 for every £1000 card payments processed. never had any issues for the last 2 years. and the charges are as follows; 

 

Card Machine Purchase - £239

  Elavon Merchant Services charges :

Personal Debit – 0.7%

Business Debit – 1.4%

Personal Credit Cards – 1.99%

Business Credit Cards – 2.69%

There is also a £4 per month PCI compliance.

 

Not  any hidden fees like set up fees,  authorisation charges, minimum spend requirements or monthly fees.

Best to read reviews online about these card companies before purchase. 

enquires call this number  0845 111 4466

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Square card reader £19 own outright transaction fees will work out about the same 

My savings are cancelled landline £26 per month 

£18 per month terminal rental & no compliance bollocks  

& when Im busy with customers or trying to get work done & Eddie rings from Sri Lanka with hello sir can I speak to the owner? Now he can try because he & others are blocked from ringing the mobile phone my business moblie is for customers to ring me only!!!

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Yorkshire Payments are cheapest I've found anywhere (happy to share my rates) - but the customer service is pretty poor and the setup process was a nightmare. Now that it's up and running and I don't have to deal with them, I'm happy. 

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  • 2 months later...
  • 4 weeks later...
On ‎2‎/‎22‎/‎2018 at 10:57 AM, cobbcas said:

Hi Guys 

Ive signed a 2 year contract 5 years ago & have served them with 30 days notice to end the facility I think they trying to take the P##s & want £115 to end my agreement anyone else had the same issue? 

If you are with FSB   get their legal team to check it . Terms & conditions have to be a certain size font & easy to read  ( not on that nearly see through paper ).

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  • 1 year later...

does it make a difference to turn over once you got a card machine in i am still on the fence because i have cash machines just a 2 minute walk away. but as my outside work is getting bigger all the time maybe i need to do it opinions please 

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I think it's a no brainer in business nowadays, it's a major convenience to the customer and sets you apart from anyone who doesn't have one, a nice USP if you're in a competitive situation.

 

It's also easier to up-sell if they're paying by card, something you should always look for imho.

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70% of our sales are now paid by Credit Cards and that figure is getting higher bit by bit.

I reckon within 5 years we will be taking 95% cards and only 5% cash if that.

I have an RMS machine run through Elavon but i have a few customers who's corporate card will not work on it so i have just ordered a sum up reader as a backup.

£10 off at the moment as well so only £22.80 including delivery and vat and they charge 1.69% of a transaction.

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On 8/1/2019 at 11:43 AM, lockdecoders said:

We use Zettle and the more you put in the cheaper your fee. We have it down at 1.25%. Dont use the invoicing facility

Seems we only had this conversation the other day Peter!

I agree that most of these apps are better value for money than traditional terminals now as if you add everything up, you would have to be putting significant amounts through to make a rented terminal more cost effective.

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I’m with payzone I pay 

portable wireless terminal 13.99

debit card 0.33% 

credit card 0.65%

commercial 1.8%

but was with world pay  

18.49 same terminal 

14.99 compliance 

4.99 dashboard 

0.8 % debit

1.7% credit

2.62 commercial 

big difference

 

 

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16 hours ago, Patsy said:

I’m with payzone I pay 

portable wireless terminal 13.99

 

but was with world pay  

 

 

they're robbers!

everyone I know that uses them - all in fact, when I say they charge Compliance fee EVEN IF you have passed the crappy test! (that even a child could pass) ITS IN THE SMALL PRINT OF THE INVOICE - even on calling them and writing they still refuse to refund!

 

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