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Contactless payments


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42 minutes ago, cobblers.keys said:

You can't really have a minimum spend these days because it is now common practice to pay for almost anything on card. I think if you impose a minimum spend then you will lose a sale. 

A customer wants to buy a 15p ring on card, what is the cost to the supplier?

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51 minutes ago, Flash said:

A customer wants to buy a 15p ring on card, what is the cost to the supplier?

That's not likely to happen though is it? If they come in the shop for only a 15p tag and didn't have cash I would give it them and say drop it in when they are passing again. 

Edited by cobblers.keys
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54 minutes ago, cobblers.keys said:

 

That's not likely to happen though is it? If they come in the shop for only a 15p tag and didn't have cash I would give it them and say drop it in when they are passing again. 

Yes I have been asked to put 15p on card. No cash, no cash point to go to. My contract has terms whereby I cannot set a minimum charge.

I would, and have, given away small items to customers with no cash but it is not the road to go down.

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My card provider takes a percentage, and the minimum transaction they will take is a pound do that’s my minimum spend. Is the same percentage cost regardless of a pound or £100 so why would I?

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No minimum. Saves any hassle or explanations to customers. They're not interested in your agreements and liabilities. I was in a shop behind a customer as the owner explained why the customer couldn't pay by card. It struck me as a bit unprofessional, so dropped minimum immediately.  If a customer wants to pay card something under £1. (My supplier's minimum) I would either give it to the customer, or charge them £1 on a card, and give them change in cash. That said nearly everything in my shop is at least £3, with the exception of key tags. Anything I was selling for £2.50 i will be selling for £3 from April.  Cards, unfortunately, are the future.

Mike.

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