hibsjo(SCO) Posted July 3, 2018 Report Share Posted July 3, 2018 we pay about 400 quid for shop ins which covers everything under the business roof machinery pcs fixtures and fittings stock liability damage accidentals employers bla bla loss of earnings AND we also have contractors work away from the premises for locksmithing and auto work this covers us for liability machines tools loss of earnings but it costs 600 quid wtf!!! renewing at end of month suggestions please carry on! Link to comment Share on other sites More sharing options...
Count Muppet Posted July 3, 2018 Report Share Posted July 3, 2018 Is that a year or a month? Link to comment Share on other sites More sharing options...
hibsjo(SCO) Posted July 3, 2018 Author Report Share Posted July 3, 2018 yearly carry on! Link to comment Share on other sites More sharing options...
MarkD Posted July 3, 2018 Report Share Posted July 3, 2018 Sounds very cheap, I pay nearly that as a one man band who doesn't carry the value of machines required for Auto work and without loss of earnings. hibsjo(SCO) 1 Link to comment Share on other sites More sharing options...
grahamparker Posted July 3, 2018 Report Share Posted July 3, 2018 Mine is £650 including the property and all you listed. To do locksmith work away from the premises we where quoted about £1400 a year on our renewal last year so we just stopped doing the work as we are really busy in the shop and there are a good 10+ locksmiths all fighting over prices it didn't really seem viable anymore but i do sell to most of them anyway so get a small bit of profit out of them anyway. hibsjo(SCO) 1 Link to comment Share on other sites More sharing options...
mrelf Posted July 3, 2018 Report Share Posted July 3, 2018 try a plan ask for danny really nice and helpful was cheap too, say paul told u about it 01625 467080 Link to comment Share on other sites More sharing options...
Broms Cobb Posted July 3, 2018 Report Share Posted July 3, 2018 Mine's a grand, but always depends on what your covering. hibsjo(SCO) 1 Link to comment Share on other sites More sharing options...
Gray Posted July 3, 2018 Report Share Posted July 3, 2018 Mines a bit strange. I pay 2 lots. One for the shop unit I own just contents and customer liability etc, and one to the landlord of the block I'm situated in for the building (terrorism etc that's a laugh) totals about £650 pa. hibsjo(SCO) 1 Link to comment Share on other sites More sharing options...
mrelf Posted July 4, 2018 Report Share Posted July 4, 2018 mine is £250 shop and £150 auto locksmith hibsjo(SCO) 1 Link to comment Share on other sites More sharing options...
David C Posted July 4, 2018 Report Share Posted July 4, 2018 We pay around £650 for the shop (including buildings insurance) and £150 contractors (doesn't include tools & machinery so the vans usually empty, I just take what I need) hibsjo(SCO) 1 Link to comment Share on other sites More sharing options...
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