Crash in 'company' vehicle

[keysinthecity]

Looking for some crowd advice...

Member of staff driving company* vehicle has driven into another vehicle and knocked off a bumper.

Other party wanted to sort via insurance, which we really didn't want to do, as it would put up three policies (shop vehicle policy, my domestic policy and member of staff's domestic policy) and void two NCB.

Persuaded the other party NOT to go the insurance route and to allow us to simply pay for the damage outright.

Invoice has duly arrived for £249.99 (with copy of garage's invoice) it's a fair sum.

Who pays??

(Please don't make assumptions about what I want/intend to do, I'm just looking for feedback!!).

Thanks

 

* We're registered as a sole trader

 

[windycity]

the company, not employee.

[simon1]

if I am the boss, employee
If I'm an employee, boss

[Mike at Vauxhall]

Company should pay the bill, employee won't,  or will insist it is covered by insurance.

In order to avoid difficult questions, unfortunately take on the nose and move on.

 

Edited April 8, 2019 by cowers lane 583
Punctuation

[petercoulson]

It's less than an excess would be anyway but as for who pays it depends on what your contract of employment and driving policy says

[Mick Friend]

I had two experiences of 'Don't worry' I will sort it

The first guy I hit well touched at the lights he should have gone but didn't so I bum bashed him (I was on a motorbike) He sent me a bill for £800 ( i was on £20 a week at the time) the insurance did not want to know and I ended up being chased by a private eye for the debt

and about 5 years ago a bloke reversing out of a space had forgotten he had full lock on and took a dig out of the side of my car - he pleaded for me to not claim as it was a company car but I threatened to call the Police unless he gave me details- transpires he should not have been driving it and had nipped to the shop for fags - The firm paid up 

So in future INSURANCE all the way

[Cameron Avery]

Some years ago one of my security patrols wrote off a parked van. The insurance only offered the owner around £250 as it was an old transit, but effectively this put him out of business (he was a gardener). I (my company) stumped up an extra £800 and brought him a usable similar van from a trader I know just to shut him up and protect the business image as much as possible. A good case for updating your terms and conditions/ driving policy for future. If you had an agreement in place that the employee covers the excess value then this would likely have covered this amount. Doing it in the way you have has saved everyone money so I would suggest at least 50/50.